Stephen S. Polak, CPA - PLC
​​Call: +1 (802) 893-6624

MANAGING RISK WITH INSURANCE SOLUTIONS

Preparing for the unexpected is one of the most important aspects of financial services, but can also be one of the most complex. Determining how much coverage you need to protect loved ones in your absence, supplement income needs in the event of a disability, or protect a business requires specialized knowledge. And it relies on an in-depth and holistic understanding of your financial picture to help ensure the coverage you select is not only adequate for your needs, but represents the best cost-for-value.


PROVIDING TAX-DEFERRED GROWTH: ANNUITIES

PROTECTING AGAINST THE UNKNOWN: LIFE INSURANCE

  • Fixed-rate deferred and immediate
  • Term, whole and universal life
  • Second-to-die fixed
  • Single premium variable universal life


PLANNING FOR FUTURE NEEDS: LONG-TERM CARE
PREPARING FOR THE UNEXPECTED: DISABILITY INSURANCE
  • Comprehensive policies
  • Nursing home policies
  • Home and community-care policies
  • Shared-benefit policies
  • Personal income protection
  • Disability overhead
  • Disability buyout