Stephen S. Polak, CPA - PLC
​​Call: +1 (802) 893-6624

MANAGING YOUR LIFE'S FINANCIAL HEALTH WITH...


  • Financial Services
  • Cash flow and debt management
  • Family risk management
  • Retirement planning
  • Education/college planning
  • Legacy and estate planning
  • Business planning
  • Special situations planning


FINANCIAL PRODUCTS

As today’s investors seek broad-based solutions tailored to their specific goals and objectives, it’s critical for Advisors to be able to provide access to an open investment and financial product platform to deliver on their needs. That’s because a limited scope of product choices can make it difficult to offer the creative solutions your clients seek.

Our broad, open-product platform not only helps to ensure access to the solutions best suited to your client’s needs, it places you in a highly competitive position within the industry. HD Vest offers a vast product line representing more than:


  • 13,000 mutual funds
  • 1,800 annuity products
  • 730 separately managed accounts
  • 1031 exchange strategies and alternatives
  • Retirement plan solutions
  • Life, disability and long-term care insurance


MANAGING RISK WITH INSURANCE SOLUTIONS

Preparing for the unexpected is one of the most important aspects of financial services, but can also be one of the most complex. Determining how much coverage you need to protect loved ones in your absence, supplement income needs in the event of a disability, or protect a business requires specialized knowledge. And it relies on an in-depth and holistic understanding of your financial picture to help ensure the coverage you select is not only adequate for your needs, but represents the best cost-for-value.


PROVIDING TAX-DEFERRED GROWTH: ANNUITIES
PROTECTING AGAINST THE UNKNOWN: LIFE INSURANCE
  • Fixed-rate and variable deferred and immediate
  • Term, whole universal and variable life
  • Second-to-die fixed
  • Single premium variable universal life
PLANNING FOR FUTURE NEEDS: LONG-TERM CARE
PREPARING FOR THE UNEXPECTED: DISABILITY INSURANCE
  • Comprehensive policies
  • Nursing home policies
  • Home and community-care policies
  • Shared-benefit policies
  • Personal income protection
  • Disability overhead
  • Disability buyout